How Much Do Maseratis Cost Everything You Need To Know

Maseratis range from around $75,000 for a Ghibli to over $300,000 for a MC20. The total cost of owning a Maserati includes insurance, maintenance, and depreciation. This guide covers every price detail you need before buying.

Maseratis turn heads. There is no denying it. These Italian luxury cars carry a reputation for style, speed, and sophistication. But behind the sleek design and roaring engines lies a question that matters to every potential buyer: how much do Maseratis cost?

The answer is not as simple as picking a number. The price depends on the model, the year, whether it is new or used, and what extras you add. And that is just the sticker price. The real cost of owning a Maserati goes far beyond the initial purchase. Insurance, maintenance, parts, and depreciation all play a role.

In this guide, we will walk you through every Maserati price point. We will look at new models, used options, and the hidden costs that catch many buyers off guard. Whether you are just dreaming or ready to buy, this article has you covered.

Key Takeaways

• Maserati prices vary widely: entry models start near $75,000, while flagship models exceed $300,000.
• Hidden ownership costs add up fast: insurance, maintenance, and parts are pricier than average.
• Depreciation hits hard: luxury cars lose value quickly, especially in the first few years.
• New vs. used makes a big difference: buying pre-owned can save you thousands.
• Negotiation matters: luxury dealers sometimes offer deals, especially on older models.
• Gap insurance is worth considering: it protects you if your Maserati depreciates faster than expected.

How Much Do Maseratis Cost: New Model Prices

When people ask about Maserati prices, they usually want to know what a brand-new car costs. Maserati currently offers several models, each targeting a different type of buyer. Let us break them down.

Maserati Ghibli

The Ghibli is Maserati’s entry-level sedan. It starts at around $75,000 to $80,000 for the base model. The Ghibli offers a 2.0-liter turbo engine that delivers solid performance for daily driving. It is the most affordable way to own a Maserati, and that makes it popular among first-time luxury car buyers.

The Ghibli S version bumps the price closer to $100,000. It adds more power and a few extra luxury features. Either way, the Ghibli gives you the Maserati experience without breaking the bank.

Maserati Quattroporte

The Quattroporte is Maserati’s full-size luxury sedan. It starts around $110,000 and can climb well above $170,000 depending on the trim and options. This is a car built for comfort and prestige. It has a long, elegant silhouette and a spacious interior.

The Quattroporte Trofeo is the top-tier version. It packs a 3.8-liter twin-turbo V8 that produces 580 horsepower. If you want raw power wrapped in Italian leather, this is the model to consider.

Maserati Levante

The Levante is Maserati’s luxury SUV. It starts at roughly $85,000 for the base model. The Levante combines SUV practicality with sports car performance. It has become one of Maserati’s best-selling models in recent years.

The Levante Trofeo version pushes the price past $130,000. It features the same powerful V8 engine found in the Quattroporte Trofeo. If you want a luxury SUV that can also handle twisty roads, the Levante is a strong contender.

Maserati MC20

The MC20 is Maserati’s flagship supercar. It starts at around $210,000 and can go higher with customization. This is a mid-engine sports car with a 3.0-liter twin-turbo V6 producing 621 horsepower. The MC20 competes with the McLaren 720S and Porsche 911 Turbo S.

The MC20 Cielo is the convertible version. It shares the same powerful engine but adds an open-air driving experience. Expect to pay well over $250,000 for this one.

Used Maserati Prices: What to Expect

Not everyone wants to spend six figures on a new car. A used Maserati can save you a lot of money. But the savings come with trade-offs that you should understand before buying.

How Much Depreciation Do Maseratis Lose?

Luxury cars depreciate faster than mainstream vehicles. A brand-new Maserati can lose 30% to 50% of its value within the first three years. This steep drop makes used Maseratis an attractive option. You get a premium car at a fraction of the original price.

For example, a Ghibli that was $80,000 new might sell for $45,000 to $55,000 after three years. That is a significant savings. But you also inherit older parts and potential maintenance needs.

Best Used Maserati Models to Buy

Not all used Maseratis hold their value equally. Here are some models worth considering:

• Maserati Ghibli (2018+): Reliable and affordable, with prices starting around $35,000.
• Maserati Quattroporte (2019+): A great luxury sedan for around $50,000 to $70,000.
• Maserati Levante (2018+): The SUV option at roughly $40,000 to $60,000.
• Maserati GranTurismo: A classic coupe with style, available used for $45,000 to $80,000.

Always get a pre-purchase inspection before buying any used luxury car. A mechanic can spot hidden issues that might cost you thousands later.

The Hidden Costs of Maserati Ownership

The sticker price is only part of the story. Owning a Maserati comes with costs that many buyers do not expect. Let us look at the biggest ones.

Insurance Costs

Luxury car insurance is expensive. A Maserati will cost more to insure than a Honda or Toyota. The annual premium can range from $2,000 to $5,000 or more, depending on your location, driving record, and coverage level.

Do all states require car insurance? Yes, but the minimum coverage amounts vary. In states with higher minimums, your premium will be even higher. If you live in Florida, for example, you need to meet specific car insurance requirements that could increase your costs.

Consider shopping around for insurance quotes before you buy. Some providers specialize in luxury vehicles and may offer better rates.

Maintenance and Repairs

Maseratis are not cheap to maintain. Oil changes, brake pads, and tires all cost more than on a standard car. A simple oil change on a Maserati can run $300 or more. Compare that to a typical sedan where an oil change might cost $50 to $100.

Major repairs can be even more painful. If your AC compressor fails on a Nissan Altima, it is expensive. Now imagine that same repair on a Maserati. Parts are scarce, and labor costs are higher because fewer mechanics work on these cars.

One way to manage costs is to check if your dealer offers free or discounted maintenance. Some luxury dealerships give free oil changes for the first few years of ownership.

Fuel Costs

Maseratis are not known for fuel efficiency. The Ghibli gets around 23 mpg in the city and 32 mpg on the highway. The MC20 is even thirstier. If you drive 15,000 miles per year, you could spend $3,000 or more on fuel annually.

Compare this to a hybrid SUV, which might get 35 to 40 mpg. The fuel savings over time can be substantial. This is one reason many buyers consider hybrid SUVs as a more practical luxury alternative.

Depreciation and Resale Value

Here is the tough truth about Maseratis. They do not hold their value well. A Maserati depreciation rate can be steeper than many other luxury brands. After five years, a Maserati might be worth only 40% to 50% of its original price.

Some models hold value slightly better than others. The GranTurismo and GranCabrio have a certain classic appeal that keeps resale prices higher. But overall, expect significant value loss.

If you are worried about depreciation, consider buying used. The steepest drop happens in the first three years, so a pre-owned Maserati lets someone else absorb that loss.

Comparing Maserati Prices to Other Luxury Brands

How does a Maserati stack up against competitors? Let us look at a quick comparison.

Model	Starting Price	Competitor	Competitor Price
Maserati Ghibli	$75,000	BMW 5 Series	$62,000
Maserati Quattroporte	$110,000	Mercedes E-Class	$85,000
Maserati Levante	$85,000	Porsche Cayenne	$78,000
Maserati MC20	$210,000	Porsche 911 Turbo S	$230,000

As you can see, Maseratis often sit in a competitive price range. They are sometimes cheaper than rivals, which is part of their appeal. You get Italian luxury and performance at a price that undercuts some German competitors.

However, the lower sticker price does not always mean lower ownership costs. Maintenance, parts, and repairs on a Maserati can be pricier than on a BMW or Mercedes. Keep this in mind when comparing total cost of ownership.

Tips for Buying a Maserati on a Budget

Dreaming of a Maserati but worried about the price? There are smart ways to make ownership more affordable.

Buy Used or Certified Pre-Owned

The single best way to save money is to buy a used Maserati. A certified pre-owned (CPO) vehicle comes with a warranty and inspection, giving you peace of mind. You also avoid the steepest depreciation hit.

When shopping for a used luxury car, always check the vehicle history report. Look for any accidents, service records, and ownership history. This information can save you from buying a car with hidden problems.

Negotiate the Price

Do luxury dealerships negotiate? Yes, they do. Many people assume that luxury dealers do not negotiate, but that is a myth. Maserati dealers can and do offer discounts, especially at the end of a model year or when clearing inventory.

Come prepared with research. Know the fair market value for the model you want. Use that knowledge to negotiate confidently. You may be surprised at how much room there is to maneuver on price.

Consider Extended Warranties

Do dealerships honor extended warranties? Many do, but the terms vary widely. An extended warranty can protect you from expensive repairs after the factory warranty expires. This is especially important for luxury cars where repair costs are high.

Before purchasing any extended warranty, read the fine print carefully. Understand what is covered and what is not. Some warranties are better than others, so do your homework.

Look Into Gap Insurance

If you finance your Maserati, gap insurance is worth considering. What is gap insurance? It covers the difference between what you owe on the loan and what the car is actually worth. Since Maseratis depreciate quickly, gap insurance can save you from being underwater on your loan.

If you buy a used Maserati, gap insurance becomes even more important. The car may already have lost significant value, and you want to make sure you are protected.

Common Mistakes People Make When Buying a Maserati

Buying a Maserati is exciting, but it is easy to make mistakes. Here are some common ones to avoid.

Underestimating Total Ownership Cost

Many buyers focus only on the monthly payment. They forget about insurance, maintenance, fuel, and repairs. A Maserati might have a manageable payment, but the ongoing costs can be surprising. Always budget for the full picture before signing any paperwork.

Skipping the Pre-Purchase Inspection

Whether you buy new or used, always get an inspection. A pre-purchase inspection by an independent mechanic can uncover issues that the dealer might not disclose. This is especially important for used luxury cars where the history might not be fully transparent.

Ignoring the Resale Market

Maseratis are not the easiest cars to sell. The brand has a smaller following than BMW or Mercedes, which means the resale market is narrower. If you plan to own your Maserati for a long time, this is less of a concern. But if you like to trade in every few years, the depreciation can sting.

Overlooking Insurance Requirements

Do you need special insurance for a Maserati? Not necessarily, but you will need adequate coverage. Full coverage with high limits is recommended for luxury vehicles. Some lenders also require specific coverage levels on financed cars.

Final Thoughts on Maserati Costs

The cost of a Maserati is more than just the price tag. From the initial purchase to ongoing maintenance, owning one of these Italian machines requires a solid financial plan. The Ghibli offers an accessible entry point for those who want to experience Maserati luxury without spending over $100,000. The Quattroporte and Levante provide more space and comfort for families or professionals. And the MC20 delivers an unforgettable supercar experience for those who want the absolute best.

Used Maseratis offer a great way to enjoy the brand at a lower cost. Just be prepared for the maintenance and repair expenses that come with older luxury cars. Insurance, fuel, and parts all add up over time.

Before you buy, do your research. Compare prices, get insurance quotes, and understand the total cost of ownership. A Maserati is a beautiful machine that can bring joy for years. But only if you are financially prepared for what comes after the purchase.

If you are considering a luxury car but want to explore more affordable alternatives, check out our guide on whether hybrid SUVs hold their value. You might find that a hybrid luxury SUV offers the best of both worlds: premium comfort and better long-term value.

And if you are financing any luxury vehicle, always make sure you understand the insurance requirements. Some states have specific rules, and you can learn more in our article on whether all states require car insurance.

Finally, if you are negotiating with a luxury dealer, remember that dealers do negotiate, even on luxury brands. Go in prepared, stay firm, and you might just drive home with a better deal than you expected.

Frequently Asked Questions

What is the cheapest Maserati you can buy?

The Maserati Ghibli is the most affordable new Maserati, starting at around $75,000. Used models can be found for significantly less, sometimes under $40,000 depending on the year and condition.

Are Maseratis expensive to maintain?

Yes, Maseratis are more expensive to maintain than mainstream brands. Oil changes, brake jobs, and routine services all cost more. Major repairs can be especially pricey due to the scarcity of parts and specialized labor.

How much does Maserati insurance cost per year?

Maserati insurance typically runs between $2,000 and $5,000 per year. The exact cost depends on your driving record, location, coverage level, and the specific model you own.

Do Maseratis hold their value well?

No, Maseratis depreciate faster than many other luxury brands. A new Maserati can lose 30% to 50% of its value within the first three years. This steep depreciation is one reason buying used is so popular.

Can I negotiate the price at a Maserati dealership?

Yes, Maserati dealerships do negotiate. Many buyers assume luxury dealers are firm on pricing, but there is often room for discounts, especially at the end of a model year or when dealers need to clear inventory.

Is gap insurance worth it for a Maserati?

Gap insurance is highly recommended for Maseratis, especially if you finance the purchase. Because Maseratis depreciate quickly, gap insurance covers the difference between what you owe and what the car is worth if it is totaled or stolen.

=== CONCLUSION ===

So, how much do Maseratis really cost? The answer starts at around $75,000 for a new Ghibli and climbs to over $300,000 for a top-tier MC20. But the real cost of ownership goes well beyond the sticker price. Insurance, maintenance, fuel, and depreciation all add up. A Maserati is a beautiful, thrilling machine, but it demands a bigger budget than a typical luxury car.

If you go in with your eyes open and plan for the full cost of ownership, a Maserati can be an incredibly rewarding purchase. Do your homework, negotiate smartly, and always factor in the long-term expenses. With the right approach, you can enjoy the thrill of Italian luxury without unnecessary surprises.